Randomly asking a person at a mall on a Saturday afternoon about healthcare will be met with blank stares, bumbling utterances, and the mall’s background noise. Maybe not everyone, but a good number.
Why? Well, people don’t care about it till they need it; there’s a nearly complete disconnect about costs; people won’t read anything longer than the 3 lines of a Facebook post or Tweet; our politicans have been allowed to demagogue the issue; and self-serving special interests (AARP, and the list found here: https://votesmart.org/interest-groups/NA/38#.WLMbF_nyuUk) pettifog the issue. It’s scandalous … and all so confusing to a largely inattentive and ill-informed public.
Here’s some points of confusion. First, “healthcare” and “health insurance” have been jumbled together. The reality is that a person can have healthcare without health insurance, and health insurance without healthcare. Unless we enslave medical practitioners, we are learning that we can possess insurance that few with a medical license will honor. Conversely, healthcare can exist as a form of “welfare” without purchasing a premium.
Secondly, somebody else paying the bills creates childlike fantasies. It’s called the third-party-payer problem in economics. A barrier exists between seller and buyer called the insurance middle-man. Bottom line, particularly for the consumer: Who cares? The result is a chronic escalation of prices.
Thirdly, government can’t give you anything without taking from somebody else first. A Robin Hood society isn’t a healthy one, if we can project beyond our nose. Eventually healthcare will resemble a combination of the DMV and Saturday night in the emergency room at the public hospital.
Where does this leave us? Block grant Medicaid to the states; phase-in Medicare reforms; expand Health Savings Accounts; allow stripped-down policies; restrict sign-ups to one deadline per year; treat health insurance like car insurance; and grandfather existing policies. If some states love Obamacare, they can keep it … and foot the bill. How’s that for starters?
Please, clear up the nonsense.
RogerG